Credit.com’s Gerri Detwieler explains shares data from a recent FICO report on consumer FICO scores and also gives helpful tips to improving your credit rating and credit scores.
September 5th, 2010
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September 3rd, 2010
ifydcat Discover the secret of boosting your credit score and repair financial damage that is hanging over your head.
If bad credit is holding you back, you can start nursing your ailing record back to health today with a few strategic moves.
Here is just SOME of the information you will find inside:
* What is a good credit score?
* The three top Credit Bureaus and how to keep tabs on them.
* The four ways a credit bureau looks at your history – and the importance of e
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September 2nd, 2010
ifydcat
September 2nd, 2010
ifydcat

LeahCoss.ca Hi everyone. How are you? It’s Leah Coss with the Mortgage Center. I wanted to go over when you should pull your own credit, how often you should pull it and then, how you actually go about pulling it. So, when should you pull it? Well, in a situation where if you work with me and I asked you, “What do you think your credit is like?” Maybe you had a bankruptcy in the past. Maybe you just know, instinctually, that your credit is not that good, because you missed payments. You had a dispute with tellers and therefore, something is gone to defaulting on a loan or payment, or something like that. If you know that you have that credit, any of those kind of scenarios, I am actually not going to pull your credit. I am going to get you to pull your own. Reason being is if you pull it, it is not going to hurt your credit. If I pull it and your credit is already bad, it is going to hurt your credit. I want to know, “Where do we stand now?” Because if your credit is bad, it doesn’t mean you can’t get into a home. What it means is, you can actually own the home. You can get into a lease to own home though, and we are still going to need to know exactly where your credit is today, to get that sorted out for you. OK. So, if you are in a situation where before going to trying to get a car, before going to trying to get a loan or a line of credit or credit card or mortgage, you’ll want to pull your own credit if you think that there might be something wrong with it, before me …
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September 1st, 2010
ifydcat What Is a Triple Credit Score?
When you’re looking for a free triple credit score, you want to know precisely what a free triple credit score is and how this information can help you understand the ins and outs of credit and credit management. A triple credit score is a vital part of a three-in-one credit report that displays your credit information and credit scores from each of the main credit-reporting bureaus in the U.S. — TransUnion, Experian and Equifax.
This is a bigger deal than you may think, because without a triple credit score, you’d have to contact each of the credit reporting agencies individually to receive this important information.
A free triple credit score provides:
A comprehensive view of your creditworthiness
With a free triple credit score in hand (or on your screen), you can see a complete overview of your credit behavior, along with your score from each of the credit reporting bureaus.
A valuable tool to manage your credit effectively
In order to properly manage your credit — and thereby affect your credit scores — you need to know as much as possible about how lenders perceive you as a risk and potential client. A free triple credit score is just one more tool in your financial toolbox — and a very handy one, at that.
A glimpse into what lenders see when you apply for credit
When lenders pull up your file, it’s very helpful for you to know what they’ll see and how it influences their decisions — not just about your application but also your interest rate, credit limit, and other factors that directly affect you and your finances.
The convenience of having all three of your credit scores in one place
Not having to contact each credit bureau for your credit score saves you time and the aggravation of having to put all your contact information into the fields of each bureau’s website. Your free triple credit score allows you to see all your scores in one place — and it’s free. What could be better than that?
A free triple credit score is a valuable tool. Not only does it help you understand and manage your credit, it also allows you to see all your credit scores and credit report information in one place. Even better, some credit-monitoring services allow you to receive a newly updated triple credit score and report every 30 days. Having continual access to your up-to-date information makes it even easier for you to manage your credit.
FreeScore.com is a destination site for an increasingly credit-conscious public. The site offers immediate access to credit scores, reports and monitoring as well as educational information and tips on how to safeguard one’s credit and identity.
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